Um procedimento para a decisão de crédito pelos bancos
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Abstract
Analyzing banks credit allowance procedures, we try to establish formally the evaluation of the credit risk taking into consideration existing subjective aspects. In order to establish a distribution of probabilities where the considered events are the possible results from the analysed credit operations at its maturity. The operational risk factors are obtained from this distribution of probability. Further we present a credit concession criteria and the creation of a banking spread, considering the risk incidence.
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How to Cite
Securato, J. R., & Famá, R. (1). Um procedimento para a decisão de crédito pelos bancos. Journal of Contemporary Administration, 1(1), 101-119. https://doi.org/10.1590/S1415-65551997000100006
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